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Largest Lender Network in Florida, Georgia & Texas
Mortgage Loan Types for All Income & Credit
Traditional Mortgage Loans
RateShop Mortgage – FHA LOAN
Whether you're a first-time homebuyer or looking to refinance, an FHA loan offers a pathway to homeownership. Explore the possibilities and start your journey today.
RateShop Mortgage – VA LOAN
Secure your dream home with a VA loan and enjoy its unique financial advantages.
RateShop Mortgage – CONVENTIONAL Loan
With flexible down payment options and customizable terms, a conventional loan can be tailored to meet your needs. Discover its advantages and move closer to your dream home.
RateShop Mortgage – USDA Loan
Discover how this government-backed USDA loan can help you achieve homeownership in eligible rural areas.
Non-QM Loans
DSCR Loans (Non-QM)
With a focus on the property's ability to generate sufficient income to cover debt payments, DSCR loans offer flexibility and competitive terms. Explore this specialized loan option and secure the financing you need for your commercial property investment.
Bank Statement Loans (Non-QM)
With flexible qualification criteria and competitive rates, Bank Statement Loans offer an alternative solution for borrowers who may not qualify for conventional loans.
P & L Loans (Non-QM)
Whether you need funds for expansion, equipment purchases, or working capital, discover how a Profit and Loss (P&L) loan can fuel your business growth.
1099 Loans (Non-QM)
With flexible qualification criteria and tailored terms, a 1099 loan offers an opportunity for individuals with non-traditional income sources to secure the financing they need.
Asset Utilization Loans (Non-QM)
Explore the benefits of Asset Utilization Loans and learn how they can help your business achieve optimal performance and success.
No Income Loan (Non-QM)
For those who are self-employed, have irregular income, or rely on non-traditional sources, a No Income Loan offers flexible financing without the need for traditional income verification—providing easy access to the funds you need.
Foreign National Loans (Non-QM)
With flexible qualification criteria and specialized terms, Foreign National Loans are designed to meet the unique needs of international buyers.
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RateShop Mortgage LLC is a licensed mortgage broker in FL, GA, and TX.
In accordance with federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age (provided you have the capacity to enter into a binding contract), nor do we discriminate because any part of your income is derived from public assistance programs, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Trade Commission, Equal Credit Opportunity Division, Washington, DC 20580, is the federal agency responsible for administering these laws.
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