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At Rate Shop Mortgage, we understand that finding the perfect mortgage solution is as crucial as finding your dream home. That's why we've dedicated ourselves to serving the vibrant community of Savannah, Georgia with unparalleled mortgage services that stand out for their quality, reliability, and customer-centric approach.
As an independent mortgage brokerage firm serving Savannah, Georgia we take pride in helping homebuyers understand all their mortgage options to make well-informed decisions. Whether you’re purchasing your first home or refinancing an existing mortgage, you can count on our brokers to explain mortgage features and interest rates in simple terms and recommend products that align with your financial situation.
Why Choose Rate Shop Mortgage Brokerage?
Local Expertise, Nationwide Reach: With deep roots in Savannah, and a broad network of lenders across the country, we bring you the best of both worlds: local market knowledge and a plethora of loan options that cater to your diverse needs.
Tailored Mortgage Solutions: Your financial goals are unique, and so should be your mortgage plan. Our team of experienced mortgage professionals works tirelessly to understand your situation and craft customized solutions that align with your long-term objectives.
Transparent and Competitive Rates: We believe in transparency and honesty. With Rate Shop Mortgage Brokerage, there are no hidden fees or surprises. We provide clear, upfront information about the most competitive rates available to you.
Streamlined Process: From application to closing, our process is designed to be smooth and efficient. We value your time and strive to make your mortgage experience as seamless and stress-free as possible.
All Mortgages, All situations, regardless of Income or Credit
The Best Rate, Every time!
Construction Mortgage
Credit Repair
Home Equity Line
New Home Purchase
Pre Approvals
Purchase Improvements
Refinance
Renewal Switch
Self Employed
Vacation and 2nd homes
Mortgage Loan Types for All Income & Credit
Traditional Mortgage Loans
FHA
Whether you're a first time home buyer or looking to refinance, an FHA loan provides a pathway to homeownership. Explore the possibilities and take the first step towards owning your own home.
VA
Take advantage of this unique opportunity to secure your dream home and enjoy the financial advantages that come with a VA loan.
CONVENTIONAL
With various down payment options and loan terms available, you can tailor your mortgage to fit your specific needs. Explore the advantages of a conventional loan and take the first step towards owning your dream home.
USDA
Discover the possibilities and take advantage of this government-backed loan program to achieve your dream homeownership in eligible rural areas.
Non-QM Loans
DSCR Loans
With a focus on the property's ability to generate sufficient income to cover debt payments, DSCR loans offer flexibility and competitive terms. Explore this specialized loan option and secure the financing you need for your commercial property investment.
Bank Statement Loans
With Flexible qualification criteria and competitive rates, Bank Statement Loans provide an alternative solution for borrowers who may not meet conventional lending requirements.
P & L Loans
Whether you need funds for expansion, equipment purchase, or working capital, explore the benefits of P&L loan to fuel the growth of your business
1099 Loans
With flexible qualification criteria and tailored terms 1099 loan provide an opportunity for those with non-traditional income sources to secure the financing they need.
Asset Utilization
Explore the benefits of Asset Utilization and discover how it can help your business achieve optimal performance and success
No Income Loan
Whether you're self-employed, have irregular income, or rely on non-traditional sources, a No Income loan provides flexibility and access to funds.
Foreign National
With flexible qualification criteria and specialized terms, Foreign National Loans cater to the unique needs and circumstances of international buyers.
Get Started Today!
Your journey to the perfect mortgage starts here. Contact us at Rate Shop Mortgage to schedule a consultation with one of our knowledgeable mortgage advisors. Let us help you unlock the door to your new home in Savannah, Georgia
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RateShop Mortgage LLC is a licensed mortgage broker in FL, GA, and TX.
In accordance with federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age (provided you have the capacity to enter into a binding contract), nor do we discriminate because any part of your income is derived from public assistance programs, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Trade Commission, Equal Credit Opportunity Division, Washington, DC 20580, is the federal agency responsible for administering these laws.
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