Your Local Mortgage Loan Officer in Plano, Texas
Compare up to 30 Lenders & Save thousands
Setting a Standard in Technology & Service
Secure your Best Deal when we shop for you
Your Local Mortgage Loan Officer in Plano, Texas
Compare up to 30 Lenders & Save thousands
Setting a Standard in Technology & Service
Secure your Best Deal when we shop for you
Start with our Mortgage Approval Tool!
Access to 65+ Lenders, Dedicated Customer Service
Shop several lenders with just 1 Credit Check Nationwide Mortgage Approvals
Start with our Mortgage Approval Tool!
Access to 65+ Lenders, Dedicated Customer Service
Shop several lenders with just 1 Credit Check
Nationwide Mortgage Approvals
Home Purchase
Buying a home is a major investment,
requiring planning, budgeting, and research to secure the perfect property for long-term stability.
Home Refinance
Home refinancing replaces an existing mortgage with a new loan, often to lower interest rates, reduce payments, or access home equity.
Home Equity
Home equity is the property's market value minus any outstanding mortgage balance, allowing homeowners to borrow against their ownership stake.
Reverse
A reverse mortgage allows homeowners, typically seniors, to convert home equity into cash without monthly payments, repaid when they move or sell.
Start with our Mortgage Approval Tool!
Lowest Mortgage Rates, Guaranteed!
At Rate Shop Mortgage, we understand that finding the perfect mortgage solution is as crucial as finding your dream home. That's why we've dedicated ourselves to serving the vibrant community of Plano, Texas with unparalleled mortgage services that stand out for their quality, reliability, and customer-centric approach.
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As an independent mortgage brokerage firm serving Plano, Texas, we take pride in helping homebuyers understand all their mortgage options to make well-informed decisions. Whether you’re purchasing your first home or refinancing an existing mortgage, you can count on our brokers to explain mortgage features and interest rates in simple terms and recommend products that align with your financial situation.
Lowest Mortgage Rates, Guaranteed!
At Rate Shop Mortgage, we understand that finding the perfect mortgage solution is as crucial as finding your dream home. That's why we've dedicated ourselves to serving the vibrant community of Plano, Texas with unparalleled mortgage services that stand out for their quality, reliability, and customer-centric approach.
texas 3
As an independent mortgage brokerage firm serving Plano, Texas, we take pride in helping homebuyers understand all their mortgage options to make well-informed decisions. Whether you’re purchasing your first home or refinancing an existing mortgage, you can count on our brokers to explain mortgage features and interest rates in simple terms and recommend products that align with your financial situation.
Why Choose RateShop Mortgage Brokerage?
Local Expertise, Nationwide Reach: With deep roots in Plano and a broad network of lenders across the country, we bring you the best of both worlds: local market knowledge and a plethora of loan options that cater to your diverse needs.
Tailored Mortgage Solutions: Your financial goals are unique, and so should be your mortgage plan. Our team of experienced mortgage professionals works tirelessly to understand your situation and craft customized solutions that align with your long-term objectives.
Transparent and Competitive Rates: We believe in transparency and honesty. With Rate Shop Mortgage Brokerage, there are no hidden fees or surprises. We provide clear, upfront information about the most competitive rates available to you.
Streamlined Process: From application to closing, our process is designed to be smooth and efficient. We value your time and strive to make your mortgage experience as seamless and stress-free as possible.
Why Choose RateShop Mortgage Brokerage?
Local Expertise, Nationwide Reach
With deep roots in Plano and a broad network of lenders across the country, we bring you the best of both worlds: local market knowledge and a plethora of loan options that cater to your diverse needs.
Tailored Mortgage Solutions
Your financial goals are unique, and so should be your mortgage plan. Our team of experienced mortgage professionals works tirelessly to understand your situation and craft customized solutions that align with your long-term objectives.
Transparent and Competitive Rates
We believe in transparency and honesty. With Rate Shop Mortgage Brokerage, there are no hidden fees or surprises. We provide clear, upfront information about the most competitive rates available to you.
Streamlined Process
From application to closing, our process is designed to be smooth and efficient. We value your time and strive to make your mortgage experience as seamless and stress-free as possible.
All Mortgages, All situations, regardless of Income or Credit
The Best Rate, Every time!
Construction Mortgage
Credit Repair
Home Equity Line
New Home Purchase
Pre Approvals
Purchase Improvements
Refinance
Renewal Switch
Self Employed
Vacation and 2nd homes
All Mortgages, All situations, regardless of
Income or Credit The Best Rate, Every time!
Construction Mortgage
Credit Repair
Home Equity Line
New Home Purchase
Pre Approvals
Purchase Improvements
Refinance
Renewal Switch
Self Employed
Vacation and 2nd homes
Mortgage Loan Types for All Income & Credit
Traditional Mortgage Loans
FHA
Whether you're a first time home buyer or looking to refinance, an FHA loan provides a pathway to homeownership. Explore the possibilities and take the first step towards owning your own home.
VA
Take advantage of this unique opportunity to secure your dream home and enjoy the financial advantages that come with a VA loan.
CONVENTIONAL
With various down payment options and loan terms available, you can tailor your mortgage to fit your specific needs. Explore the advantages of a conventional loan and take the first step towards owning your dream home.
USDA
Discover the possibilities and take advantage of this government-backed loan program to achieve your dream homeownership in eligible rural areas.
Non-QM Loans
DSCR Loans
With a focus on the property's ability to generate sufficient income to cover debt payments, DSCR loans offer flexibility and competitive terms. Explore this specialized loan option and secure the financing you need for your commercial property investment.
Bank Statement Loans
With Flexible qualification criteria and competitive rates, Bank Statement Loans provide an alternative solution for borrowers who may not meet conventional lending requirements.
P & L Loans
Whether you need funds for expansion, equipment purchase, or working capital, explore the benefits of P&L loan to fuel the growth of your business
1099 Loans
With flexible qualification criteria and tailored terms 1099 loan provide an opportunity for those with non-traditional income sources to secure the financing they need.
Asset Utilization
Explore the benefits of Asset Utilization and discover how it can help your business achieve optimal performance and success
No Income Loan
Whether you're self-employed, have irregular income, or rely on non-traditional sources, a No Income loan provides flexibility and access to funds.
Foreign National
With flexible qualification criteria and specialized terms, Foreign National Loans cater to the unique needs and circumstances of international buyers.
Mortgage Loan Types for All Income & Credit
Traditional Mortgage Loans
RateShop Mortgage
– FHA LOAN
Whether you're a first-time homebuyer
or looking to refinance, an FHA loan
offers a pathway to homeownership. Explore the possibilities and start your journey today.
RateShop Mortgage –
CONVENTIONAL Loan
With flexible down payment options and customizable terms, a conventional loan can be tailored to meet your needs. Discover its advantages and move closer to your
dream home.
RateShop Mortgage
– VA LOAN
Secure your dream home with a
VA loan and enjoy its unique
financial advantages.
RateShop Mortgage
– USDA Loan
Discover how this government
-backed USDA loan can help
you achieve homeownership
in eligible rural areas.
RateShop Mortgage
– FHA LOAN
Whether you're a first-time homebuyer
or looking to refinance, an FHA loan
offers a pathway to homeownership. Explore the possibilities and start your journey today.
RateShop Mortgage –
CONVENTIONAL Loan
With flexible down payment options and customizable terms, a conventional loan can be tailored to meet your needs. Discover its advantages and move closer to your dream home.
RateShop Mortgage
– VA LOAN
Secure your dream home with a
VA loan and enjoy its unique
financial advantages.
RateShop Mortgage
– USDA Loan
Discover how this government
-backed USDA loan can help
you achieve homeownership
in eligible rural areas.
Non-QM Loans
Flexible Mortgage Solutions for Unique Financial Situations
DSCR Loans (Non-QM)
With a focus on the property's ability to generate sufficient income to cover debt payments, DSCR loans offer flexibility and competitive terms. Explore this specialized loan option and secure the financing you need for your commercial property investment.
P & L Loans (Non-QM)
Whether you need funds for expansion, equipment purchases, or working capital, discover how a Profit and Loss (P&L)
loan can fuel your business growth.
Bank Statement Loans (Non-QM)
With flexible qualification criteria and competitive
rates, Bank Statement Loans offer an alternative
solution for borrowers who may not qualify for conventional loans.
1099 Loans (Non-QM)
With flexible qualification criteria and tailored terms, a 1099 loan offers an opportunity for individuals with non-traditional income sources to secure the financing they need.
Asset Utilization Loans (Non-QM)
Explore the benefits of Asset Utilization Loans and learn how they can help your business achieve optimal performance and success.
Foreign National Loans (Non-QM)
With flexible qualification criteria and specialized terms, Foreign National Loans are designed to meet the unique needs of international buyers.
No Income Loan (Non-QM)
For those who are self-employed, have irregular income, or rely on non-traditional sources, a No Income Loan offers flexible financing without the need for traditional income verification—providing easy access to the funds you need.
Get Started Today!
Your journey to the perfect mortgage starts here. Contact us at Rate Shop Mortgage to schedule a consultation with one of our knowledgeable mortgage advisors. Let us help you unlock the door to your new home in Plano, Texas.
Rate Shop Mortgage Brokerage – Where Your Home Financing Needs Come First.
Get Started Today!
Your journey to the perfect mortgage starts here. Contact us at Rate Shop Mortgage to schedule a consultation with one of our knowledgeable mortgage advisors. Let us help you unlock the door to your new home in Plano, Texas.
Rate Shop Mortgage Brokerage – Where Your Home Financing Needs Come First.
STEP 1
Quick 5 Minute Application
Just provide some basic information and you'll be on your way to getting approved for competitive mortgage rates and fast loan decisions.
STEP 2
Fast & Easy Document Collection
Uploading documents for your home loan is simple with our service online portal.
Just scan or take photos of your financial statements, tax returns, and IDs to submit them inatanlly from phone or computer.
STEP 3
Quick 5 Minute Application
Work directly with your dedicated loan officer to finalize your offer and mortgage terms. We'll you negotiate confidently based on the financing already pre-approved for your home purchase.
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Book an Appointment
Mortgage Deals that Make Client's Happy
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Mortgage Deals that Make Client's Happy
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RateShop Mortgage LLC is a licensed mortgage broker in FL, GA, and TX.
In accordance with federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age (provided you have the capacity to enter into a binding contract), nor do we discriminate because any part of your income is derived from public assistance programs, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Trade Commission, Equal Credit Opportunity Division, Washington, DC 20580, is the federal agency responsible for administering these laws.
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